Note on Methodology:

“How much insurance do I need?” This is the question that our clients frequently pose to us. The answer depends on each family’s unique profile. Their financial position, their lifestyle, and the risk exposures associated with their family.

We developed this quiz as a guide and a tool to assist our clients in selecting a liability limit that may be appropriate to their family’s circumstances. The results of this quiz is to assist you in a discussion with a qualified insurance broker and should not be relied upon solely in determining how much coverage should be purchased.

This quiz was developed by insurance brokerage professionals at Frank Crystal & Company and is based on their experience in reviewing client needs and addressing complex claims scenarios. Each claim presents unique circumstances that could affect the ultimate outcome. Settlements and judgments related to litigation may exceed liability limits chosen or limits maintained by an individual. Additionally, there is no guarantee that the chosen liability limit will be available to every individual or family as coverage limits chosen by the individual must be approved by the insurance underwriter.

Consumer Privacy Notice

Frank Crystal has always made it a priority to maintain the confidentiality of the information it receives from its clients. This Privacy Notice explains Frank Crystal's policy regarding non-public, personal information that is collected by Frank Crystal in the course of placing insurance on behalf of its clients.
The firm’s Privacy Policy is as follows:

• Frank Crystal may disclose all or part of a client’s personal financial information as permitted by law to non-affiliated third parties solely for purposes of servicing or processing an insurance product or service that such consumer requests or authorizes, or to solicit insurance quotations on behalf of a consumer.
• Frank Crystal maintains physical, electronic, and procedural safeguards that comply with federal and state regulations to guard non-public, personal financial information.
• For its own internal use only, Frank Crystal may obtain information concerning non-public, personal financial information, for example, name, address, assets, date of birth, driver license number (for automobile insurance) and information concerning policy coverage(s) and premium(s).

Frank Crystal reserves the right to amend, modify or supplement this Privacy Policy at any time in accordance with applicable laws and regulations. If changes are made to the Privacy Policy the firm will provide copies of such changes to clients as required by applicable laws.